Disclosures

Chandler Asset Management, Inc. (“Chandler”) is an SEC registered investment adviser which serves as the Investment Advisor and Operational Manager of FL SAFE. For additional information about the firm, please see our current disclosures (Form ADV). To obtain a copy of our current disclosures, you may contact us at 844-915-5700. The information on this website is provided for informational purposes only and should not be construed as specific investment or legal advice. The information contained herein was obtained from sources believed to be reliable as of the date of this statement, but may become outdated or superseded at any time without notice

This information is for institutional investor use only, not for further distribution to retail investors, and does not represent an offer to sell or a solicitation of an offer to buy or sell any fund or other security. Investors should consider the investment objectives, risks, charges and expenses before investing in any of the FL SAFE portfolios. This and other information about the FL SAFE portfolios are available in the current Information Statement, which should be read carefully before investing. A copy of the Information Statement may be obtained on the FL SAFE website at www.flsafe.org.

FL SAFE Portfolios

The FL SAFE Stable Net Asset Value (“NAV”) portfolio will invest solely in Permitted Investments (defined in the Information Statement) in such a manner as to result in an average dollar weighted maturity to reset for the portfolio of no greater than sixty (60) days and an average dollar weighted maturity to final for the portfolio of no greater than ninety (90) days (with certain extensions). The permitted investments in which the Stable NAV portfolio invests consist of money market instruments having a maximum maturity of 397 days except for certain floating rate government securities. While the Stable NAV portfolio seeks to maintain a stable net asset value of $1.00 per it is possible to lose money investing in the portfolio.

The Variable NAV portfolio seeks to provide current income while maintaining limited price volatility. The Variable NAV portfolio will invest in a diversified portfolio of short-term, investment grade fixed-income securities. The Variable NAV portfolio will seek to preserve capital while offering enhanced opportunities to generate income relative to the Stable NAV Fund. In contrast with the Stable NAV Fund, the net asset value of the Variable NAV Fund will fluctuate as the market value of the securities in the portfolio changes over time, and the net asset value of a Participant’s investment could decline below the amount originally invested by the Participant. A Participant that cannot bear this risk should not invest in the Variable NAV Fund. Please see the Information Statement on the risks related to the Variable NAV fund.

The Term Series consists of separate portfolios of Permitted Investments. Each Term Series portfolio consists of specifically identified investments with a fixed maturity. All Participants of the Trust are eligible to participate in any Term Series. The Term series is designed for Participants who will not need access to their investment prior to the termination date of the applicable Series. Term Series Portfolios will have a limited number of holdings, which could be a single holding. Although investors in certain Term Series may have redemption rights, Term Series portfolios are intended to be held until maturity. Shares in certain Term Series may be redeemed upon a seven-days’ notice of redemption to the Operational Manager and will likely carry a penalty which could be substantial in that it would be intended to allow the Term Series portfolio to recoup any associated penalties, charges, losses or other costs associated with the early redemption of the investments therein. Unless otherwise disclosed at the time of purchase of the Series, earnings from any Term Series are distributed at maturity. Please see the Information Statement on the risks related to the Term Series.

An investment in any of the FL SAFE portfolios is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency or FL SAFE.